ZIP Code 52214 — Central City city, IA Demographics & Data

ZIP code 52214 covers Central City, IA in Linn County with a population of about 2,770.

At a glance, the area shows median age of 45.3 versus a U.S. median of about 38.9.

It sits in telephone area code 319; U.S. House district IA-2; the CEDAR RAPIDS - WTRLO - IWC&DUB media market.

Median household income in ZIP 52214 is about $83,450 — about 11% above the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 11.1%; unemployment rate near 2.9%; 22.3% of adults with a bachelor’s degree or higher (about 11.4 points below the national share (33.7%)).

Labor and commute patterns include leading industry context around Manufacturing, Finance and insurance, and Healthcare; about 17.9% of workers reporting work-from-home (about 2.7 points above the U.S. share (15.2%)); a mean commute of about 180.0 minutes (U.S. average near 26.8).

Median home value is about $235,400 — about 32% below the U.S. median home value ($348,079).

Housing tenure and rents show median gross rent around $638 (about 45% below the U.S. median rent ($1,163)), and owner-occupancy near 85.8% (about 20.4 points above the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 52214 in Central City, IA, a household would need roughly $65,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,512. That sits below the local median household income ($83,450), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Central City city, IA as Relatively Moderate (composite score 86.7), which is elevated versus much of the country. The strongest component scores on US5 are flood (86.7) and wildfire (47.0). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Central City city, IA show little to no average snow and around 39.1 inches of annual precipitation.

IRS migration statistics show a net inflow of about 159 for ZIP 52214 (Central City city, IA) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.