ZIP Code 52168 — Spillville city, IA Demographics & Data

ZIP code 52168 covers Spillville, IA in Winneshiek County with a population of about 409.

At a glance, the area shows median age of 45.0 versus a U.S. median of about 38.9.

It sits in telephone area code 563; U.S. House district IA-2; the CEDAR RAPIDS - WTRLO - IWC&DUB media market.

Median household income in ZIP 52168 is about $42,750 — about 43% below the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 16.9%; unemployment rate near 2.7%; 20.4% of adults with a bachelor’s degree or higher (about 13.3 points below the national share (33.7%)).

Labor and commute patterns include leading industry context around Healthcare, Manufacturing, and Food services; about 1.1% of workers reporting work-from-home (about 14.1 points below the U.S. share (15.2%)); a mean commute of about 177.0 minutes (U.S. average near 26.8).

Median home value is about $156,600 — about 55% below the U.S. median home value ($348,079).

Housing tenure and rents show median gross rent around $622 (about 47% below the U.S. median rent ($1,163)), and owner-occupancy near 57.6% (about 7.8 points below the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 52168 in Spillville, IA, a household would need roughly $43,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,006. That is roughly in line with the local median household income ($42,750). Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Spillville city, IA as Very Low (composite score 36.2), which is relatively lower than many U.S. communities. The strongest component scores on US5 are flood (47.5) and wildfire (22.5). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Spillville city, IA show little to no average snow and around 37.6 inches of annual precipitation.

IRS migration statistics show a net inflow of about 23 for ZIP 52168 (Spillville city, IA) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.