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Edgewood city, IA

ZIP 52042 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 52042

Median Home Value
$230,400
Median Rent
$490
Affordability Snapshot
$63,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$1,480/mo PITI).

8%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

3.1x
Home Price-to-Income Ratio

Within the typical 3-5x range for home affordability.

39.2 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 52042 in Edgewood city, IA, a household would need roughly $63,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,480. That sits below the local median household income ($74,423), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 12% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
74.3%+14% vs US avg
x
Vacancy Rate
11.9%+16% vs US avg
x
Broadband Access
76.7%-12% vs US avg
x
4+ Bedrooms
9.1%-39% vs US avg
x
Built Pre-1939
1.4%-89% vs US avg
x
Built Post-2014
0.5%-92% vs US avg
x
Rent Burden >30%
24.7%-50% vs US avg
x
Mortgage-Free
47.6%+25% vs US avg
x
$230,400
Home Value
$490
Rent
1981
Year Built
2011
Moved In

Residents have lived here since ~2011 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached82.6%
  • 1-unit attached0.0%
  • 2-9 units6.1%
  • 10+ units5.3%
  • Mobile home & other6.0%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$230,400
Median rent$490
Owner-occupied74.3%
Vacant11.9%
Price-to-income3.1x
Est. income to buy$63,000