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Dyersville city, IA

ZIP 52040 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 52040

Median Home Value
$229,900
Median Rent
$822
Affordability Snapshot
$63,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$1,477/mo PITI).

13%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

3.0x
Home Price-to-Income Ratio

Below 3x — relatively affordable housing market.

23.3 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 52040 in Dyersville city, IA, a household would need roughly $63,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,477. That sits below the local median household income ($76,923), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Mostly owner-occupied, low vacancy — stable housing market.

Heating Fuel
Housing Metrics
Owner Occupied
84.3%+29% vs US avg
x
Vacancy Rate
3.9%-62% vs US avg
x
Broadband Access
90.0%+3% vs US avg
x
4+ Bedrooms
9.8%-34% vs US avg
x
Built Pre-1939
5.4%-58% vs US avg
x
Built Post-2014
3.5%-50% vs US avg
x
Rent Burden >30%
13.9%-72% vs US avg
x
Mortgage-Free
49.9%+31% vs US avg
x
$229,900
Home Value
$822
Rent
1972
Year Built
2010
Moved In

Residents have lived here since ~2010 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached88.7%
  • 1-unit attached1.1%
  • 2-9 units6.5%
  • 10+ units3.7%
  • Mobile home & other0.0%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$229,900
Median rent$822
Owner-occupied84.3%
Vacant3.9%
Price-to-income3.0x
Est. income to buy$63,000