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Tabor city, IA

ZIP 51653 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 51653

Median Home Value
$213,200
Median Rent
$620
Affordability Snapshot
$59,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$1,370/mo PITI).

10%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

3.0x
Home Price-to-Income Ratio

Below 3x — relatively affordable housing market.

28.7 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 51653 in Tabor city, IA, a household would need roughly $59,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,370. That sits below the local median household income ($71,417), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Owner-occupied majority; balanced tenure mix.

Heating Fuel
Housing Metrics
Owner Occupied
87.4%+34% vs US avg
x
Vacancy Rate
9.9%-4% vs US avg
x
Broadband Access
87.4%+0% vs US avg
x
4+ Bedrooms
4.9%-67% vs US avg
x
Built Pre-1939
6.1%-52% vs US avg
x
Built Post-2014
0.5%-92% vs US avg
x
Rent Burden >30%
4.8%-90% vs US avg
x
Mortgage-Free
28.3%-26% vs US avg
x
$213,200
Home Value
$620
Rent
1970
Year Built
2010
Moved In

Residents have lived here since ~2010 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached93.2%
  • 1-unit attached0.7%
  • 2-9 units2.9%
  • 10+ units1.1%
  • Mobile home & other2.2%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$213,200
Median rent$620
Owner-occupied87.4%
Vacant9.9%
Price-to-income3.0x
Est. income to buy$59,000