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Sidney city, IA

ZIP 51652 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 51652

Median Home Value
$140,900
Median Rent
$603
Affordability Snapshot
$39,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$905/mo PITI).

9%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

1.7x
Home Price-to-Income Ratio

Below 3x — relatively affordable housing market.

19.5 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 51652 in Sidney city, IA, a household would need roughly $39,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $905. That sits below the local median household income ($81,600), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 12% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
81.4%+25% vs US avg
x
Vacancy Rate
12.3%+19% vs US avg
x
Broadband Access
88.3%+1% vs US avg
x
4+ Bedrooms
12.4%-16% vs US avg
x
Built Pre-1939
8.7%-32% vs US avg
x
Built Post-2014
1.6%-77% vs US avg
x
Rent Burden >30%
6.1%-88% vs US avg
x
Mortgage-Free
44.2%+16% vs US avg
x
$140,900
Home Value
$603
Rent
1967
Year Built
2008
Moved In

Residents have lived here since ~2008 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached88.0%
  • 1-unit attached2.4%
  • 2-9 units7.0%
  • 10+ units0.0%
  • Mobile home & other2.6%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$140,900
Median rent$603
Owner-occupied81.4%
Vacant12.3%
Price-to-income1.7x
Est. income to buy$39,000