ZIP Code 51557 — Mondamin city, IA Demographics & Data

ZIP code 51557 covers Mondamin, IA in Harrison County with a population of about 788.

At a glance, the area shows median age of 39.6 (near the U.S. median).

It sits in telephone area code 712; U.S. House district IA-4; the OMAHA media market.

Median household income in ZIP 51557 is about $75,221 — about even with the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 6.0%; unemployment rate near 1.1%; 25.5% of adults with a bachelor’s degree or higher (about 8.2 points below the national share (33.7%)).

Labor and commute patterns include leading industry context around Education, Healthcare, and Construction; about 17.6% of workers reporting work-from-home (about 2.4 points above the U.S. share (15.2%)); a mean commute of about 180.0 minutes (U.S. average near 26.8).

Median home value is about $160,900 — about 54% below the U.S. median home value ($348,079).

Housing tenure and rents show median gross rent around $585 (about 50% below the U.S. median rent ($1,163)), and owner-occupancy near 86.8% (about 21.4 points above the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 51557 in Mondamin, IA, a household would need roughly $44,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,034. That sits below the local median household income ($75,221), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Mondamin city, IA as Very Low (composite score 31.3), which is relatively lower than many U.S. communities. The strongest component scores on US5 are wildfire (59.8) and flood (37.0). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Mondamin city, IA show little to no average snow and around 39.8 inches of annual precipitation.

IRS migration statistics show a net inflow of about 45 for ZIP 51557 (Mondamin city, IA) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.