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Missouri Valley city, IA

ZIP 51555 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 51555

Median Home Value
$180,900
Median Rent
$616
Affordability Snapshot
$50,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$1,162/mo PITI).

10%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

2.3x
Home Price-to-Income Ratio

Below 3x — relatively affordable housing market.

24.5 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 51555 in Missouri Valley city, IA, a household would need roughly $50,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,162. That sits below the local median household income ($77,292), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Owner-occupied majority; balanced tenure mix.

Heating Fuel
Housing Metrics
Owner Occupied
75.9%+16% vs US avg
x
Vacancy Rate
9.9%-4% vs US avg
x
Broadband Access
85.5%-2% vs US avg
x
4+ Bedrooms
6.9%-53% vs US avg
x
Built Pre-1939
4.4%-66% vs US avg
x
Built Post-2014
1.6%-77% vs US avg
x
Rent Burden >30%
18.3%-63% vs US avg
x
Mortgage-Free
40.0%+5% vs US avg
x
$180,900
Home Value
$616
Rent
1963
Year Built
2011
Moved In

Residents have lived here since ~2011 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached78.0%
  • 1-unit attached1.8%
  • 2-9 units6.6%
  • 10+ units4.2%
  • Mobile home & other9.4%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$180,900
Median rent$616
Owner-occupied75.9%
Vacant9.9%
Price-to-income2.3x
Est. income to buy$50,000