Home
States
ZIP 51102
Housing & Real Estate

ZIP 51102 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Low Income Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 51102

Median Home Value

$129,200

Median Rent

$668

Affordability Snapshot

$36,000

Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$830/mo PITI).

26%

Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

4.1x

Home Price-to-Income Ratio

Within the typical 3-5x range for home affordability.

16.1 yrs

Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 51102, a household would need roughly $36,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $830. That is roughly in line with the local median household income ($31,370). Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 11% — check local market conditions.

Heating Fuel

Housing Metrics

Owner Occupied

12.3%-81% vs US avg

Vacancy Rate

11.2%+9% vs US avg

Broadband Access

71.1%-18% vs US avg

4+ Bedrooms

2.8%-81% vs US avg

Built Pre-1939

3.4%-73% vs US avg

Built Post-2014

1.5%-78% vs US avg

Rent Burden >30%

16.1%-68% vs US avg

Mortgage-Free

33.1%-13% vs US avg

$129,200

Home Value

$668

Rent

1952

Year Built

2018

Moved In

Residents have lived here since ~2018 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

1-unit detached14.0%
1-unit attached6.4%
2-9 units22.1%
10+ units57.0%
Mobile home & other0.5%

ZIP 51102 — Housing & Real Estate

Housing & Real Estate in ZIP Code 51102

Explore related to ZIP 51102

Housing & Real Estate key statistics