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Danbury city, IA

ZIP 51019 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 51019

Median Home Value
$88,000
Median Rent
$519
Affordability Snapshot
$24,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$565/mo PITI).

9%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

1.3x
Home Price-to-Income Ratio

Below 3x — relatively affordable housing market.

14.1 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 51019 in Danbury city, IA, a household would need roughly $24,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $565. That sits below the local median household income ($66,250), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 11% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
81.0%+24% vs US avg
x
Vacancy Rate
10.6%+2% vs US avg
x
Broadband Access
80.0%-8% vs US avg
x
4+ Bedrooms
6.0%-60% vs US avg
x
Built Pre-1939
14.2%+11% vs US avg
x
Built Post-2014
0.0%
x
Rent Burden >30%
29.7%-40% vs US avg
x
Mortgage-Free
67.7%+77% vs US avg
x
$88,000
Home Value
$519
Rent
1945
Year Built
2007
Moved In

Residents have lived here since ~2007 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached93.1%
  • 1-unit attached0.0%
  • 2-9 units6.9%
  • 10+ units0.0%
  • Mobile home & other0.0%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$88,000
Median rent$519
Owner-occupied81.0%
Vacant10.6%
Price-to-income1.3x
Est. income to buy$24,000