ZIP Code 51018 — Cushing city, IA Demographics & Data

ZIP code 51018 covers Cushing, IA in Ida County with a population of about 665.

At a glance, the area shows median age of 39.0 (near the U.S. median).

It sits in telephone area code 712; U.S. House district IA-4; the SIOUX CITY media market.

Cushing, IA is tagged as a Tribal Nation community context (place names indicate a tribal nation community). Local search often includes tribal government offices, public safety, and Indian Health Service (IHS) / wellness topics alongside standard ZIP demographics.

Median household income in ZIP 51018 is about $72,222 — about 4% below the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 11.7%; unemployment rate near 0.0%; 9.6% of adults with a bachelor’s degree or higher (about 24.1 points below the national share (33.7%)).

Labor and commute patterns include leading industry context around Construction, Agriculture, and Retail trade; about 22.9% of workers reporting work-from-home (about 7.7 points above the U.S. share (15.2%)); a mean commute of about 180.0 minutes (U.S. average near 26.8).

Median home value is about $312,700 — about 10% below the U.S. median home value ($348,079).

Housing tenure and rents show median gross rent around $435 (about 63% below the U.S. median rent ($1,163)), and owner-occupancy near 79.6% (about 14.2 points above the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 51018 in Cushing, IA, a household would need roughly $86,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $2,009. That is about 19% above the local median household income ($72,222), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Cushing city, IA as Very Low (composite score 18.4), which is relatively lower than many U.S. communities. The strongest component scores on US5 are wildfire (20.2) and flood (18.4). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Cushing city, IA show little to no average snow and around 33.2 inches of annual precipitation.

IRS migration statistics show a net inflow of about 38 for ZIP 51018 (Cushing city, IA) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.