ZIP Code 50654 — Masonville city, IA Demographics & Data

ZIP code 50654 covers Masonville, IA in Buchanan County with a population of about 335.

At a glance, the area shows median age of 60.6 versus a U.S. median of about 38.9.

It sits in telephone area code 563; U.S. House district IA-2; the CEDAR RAPIDS - WTRLO - IWC&DUB media market.

Masonville, IA fits a retirement-oriented profile (older median age or known retirement-community context). Residents and relocators commonly research healthcare access, everyday amenities (dining, personal services), and housing costs rather than tech or campus life.

Median household income in ZIP 50654 is about $51,620 — about 31% below the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 14.6%; unemployment rate near 1.0%; 16.5% of adults with a bachelor’s degree or higher (about 17.2 points below the national share (33.7%)).

Labor and commute patterns include leading industry context around Agriculture, Manufacturing, and Education; about 27.6% of workers reporting work-from-home (about 12.4 points above the U.S. share (15.2%)); a mean commute of about 144.0 minutes (U.S. average near 26.8).

Median home value is about $176,700 — about 49% below the U.S. median home value ($348,079).

Housing tenure and rents show median gross rent around $1,297 (about 12% above the U.S. median rent ($1,163)), and owner-occupancy near 78.4% (about 13.0 points above the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 50654 in Masonville, IA, a household would need roughly $49,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,135. That is roughly in line with the local median household income ($51,620). Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Masonville city, IA as Very Low (composite score 24.0), which is relatively lower than many U.S. communities. The strongest component scores on US5 are flood (38.6) and hurricane (12.4). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Masonville city, IA show little to no average snow and around 38.6 inches of annual precipitation.

IRS migration statistics show a net inflow of about 19 for ZIP 50654 (Masonville city, IA) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.