ZIP Code 50633 — Geneva city, IA Demographics & Data

ZIP code 50633 covers Geneva, IA in Franklin County with a population of about 306.

At a glance, the area shows median age of 40.3 (near the U.S. median).

It sits in telephone area code 641; U.S. House district IA-4; the DES MOINES - AMES media market.

Median household income in ZIP 50633 is about $68,708 — about 9% below the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 11.1%; unemployment rate near 0.0%; 7.5% of adults with a bachelor’s degree or higher (about 26.2 points below the national share (33.7%)).

Labor and commute patterns include leading industry context around Transportation, Agriculture, and Public administration; about 11.8% of workers reporting work-from-home (about 3.4 points below the U.S. share (15.2%)); a mean commute of about 180.0 minutes (U.S. average near 26.8).

Median home value is about $72,500 — about 79% below the U.S. median home value ($348,079).

Housing tenure and rents show median gross rent around $524 (about 55% below the U.S. median rent ($1,163)), and owner-occupancy near 51.0% (about 14.4 points below the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 50633 in Geneva, IA, a household would need roughly $20,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $466. That sits below the local median household income ($68,708), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Geneva city, IA as Very Low (composite score 21.9), which is relatively lower than many U.S. communities. The strongest component scores on US5 are flood (14.0) and hurricane (11.6). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Geneva city, IA show little to no average snow and around 38.1 inches of annual precipitation.

IRS migration statistics show a net inflow of about 18 for ZIP 50633 (Geneva city, IA) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.