ZIP Code 50631 — Frederika city, IA Demographics & Data

ZIP code 50631 covers Frederika, IA in Bremer County with a population of about 198.

At a glance, the area shows median age of 45.5 versus a U.S. median of about 38.9.

It sits in telephone area code 319; U.S. House district IA-2; the CEDAR RAPIDS - WTRLO - IWC&DUB media market.

Median household income in ZIP 50631 is about $47,813 — about 36% below the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 17.7%; unemployment rate near 7.3%; 9.8% of adults with a bachelor’s degree or higher (about 23.9 points below the national share (33.7%)).

Labor and commute patterns include leading industry context around Construction, Healthcare, and Manufacturing; about 1.0% of workers reporting work-from-home (about 14.2 points below the U.S. share (15.2%)); a mean commute of about 100.0 minutes (U.S. average near 26.8).

Median home value is about $100,500 — about 71% below the U.S. median home value ($348,079).

Housing tenure and rents show owner-occupancy near 89.0% (about 23.6 points above the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 50631 in Frederika, IA, a household would need roughly $28,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $646. That sits below the local median household income ($47,813), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Frederika city, IA as Very Low (composite score 24.6), which is relatively lower than many U.S. communities. The strongest component scores on US5 are flood (33.4) and wildfire (22.9). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Frederika city, IA show limited published climate normals on US5.

IRS migration statistics show a net inflow of about 11 for ZIP 50631 (Frederika city, IA) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.