ZIP Code 50520 — Bradgate city, IA Demographics & Data

ZIP code 50520 covers Bradgate, IA in Humboldt County with a population of about 156.

At a glance, the area shows median age of 53.3 versus a U.S. median of about 38.9.

It sits in telephone area code 515; U.S. House district IA-4; the DES MOINES - AMES media market.

On socioeconomic markers, US5 shows a poverty rate of 25.6%; unemployment rate near 1.3%; 12.1% of adults with a bachelor’s degree or higher (about 21.6 points below the national share (33.7%)).

Labor and commute patterns include leading industry context around Manufacturing, Retail trade, and Transportation; about 21.6% of workers reporting work-from-home (about 6.4 points above the U.S. share (15.2%)); a mean commute of about 58.0 minutes (U.S. average near 26.8).

Median home value is about $46,500 — about 87% below the U.S. median home value ($348,079).

Housing tenure and rents show owner-occupancy near 88.3% (about 22.9 points above the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 50520 in Bradgate, IA, a household would need roughly $13,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $299. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Bradgate city, IA as Very Low (composite score 24.1), which is relatively lower than many U.S. communities. The strongest component scores on US5 are flood (18.9) and hurricane (8.8). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Bradgate city, IA show little to no average snow and around 35.0 inches of annual precipitation.

IRS migration statistics show a net inflow of about 9 for ZIP 50520 (Bradgate city, IA) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.