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ZIP 50481 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle ClassRemote Work Hub

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 50481

Median Home Value
$206,900
Median Rent
$620
Affordability Snapshot
$57,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$1,329/mo PITI).

9%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

2.4x
Home Price-to-Income Ratio

Below 3x — relatively affordable housing market.

27.8 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 50481, a household would need roughly $57,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,329. That sits below the local median household income ($87,319), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Mostly owner-occupied, low vacancy — stable housing market.

Heating Fuel
Housing Metrics
Owner Occupied
84.2%+29% vs US avg
x
Vacancy Rate
3.0%-71% vs US avg
x
Broadband Access
88.5%+2% vs US avg
x
4+ Bedrooms
3.5%-77% vs US avg
x
Built Pre-1939
5.0%-61% vs US avg
x
Built Post-2014
0.9%-88% vs US avg
x
Rent Burden >30%
16.5%-67% vs US avg
x
Mortgage-Free
49.1%+29% vs US avg
x
$206,900
Home Value
$620
Rent
1957
Year Built
2009
Moved In

Residents have lived here since ~2009 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached94.9%
  • 1-unit attached1.1%
  • 2-9 units3.1%
  • 10+ units0.1%
  • Mobile home & other0.8%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$206,900
Median rent$620
Owner-occupied84.2%
Vacant3.0%
Price-to-income2.4x
Est. income to buy$57,000