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Roseville CDP, IA

ZIP 50468 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 50468

Median Home Value
$139,600
Median Rent
$425
Affordability Snapshot
$38,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$897/mo PITI).

8%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

2.2x
Home Price-to-Income Ratio

Below 3x — relatively affordable housing market.

27.4 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 50468 in Roseville CDP, IA, a household would need roughly $38,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $897. That sits below the local median household income ($63,485), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 10% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
74.1%+13% vs US avg
x
Vacancy Rate
10.2%-1% vs US avg
x
Broadband Access
87.7%+1% vs US avg
x
4+ Bedrooms
9.1%-39% vs US avg
x
Built Pre-1939
3.0%-77% vs US avg
x
Built Post-2014
3.9%-43% vs US avg
x
Rent Burden >30%
9.3%-81% vs US avg
x
Mortgage-Free
53.9%+41% vs US avg
x
$139,600
Home Value
$425
Rent
1950
Year Built
2011
Moved In

Residents have lived here since ~2011 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached91.3%
  • 1-unit attached0.0%
  • 2-9 units6.4%
  • 10+ units1.8%
  • Mobile home & other0.5%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$139,600
Median rent$425
Owner-occupied74.1%
Vacant10.2%
Price-to-income2.2x
Est. income to buy$38,000