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Plymouth city, IA

ZIP 50464 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 50464

Median Home Value
$167,000
Median Rent
$558
Affordability Snapshot
$46,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$1,073/mo PITI).

9%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

2.2x
Home Price-to-Income Ratio

Below 3x — relatively affordable housing market.

24.9 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 50464 in Plymouth city, IA, a household would need roughly $46,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,073. That sits below the local median household income ($74,286), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 15% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
85.7%+31% vs US avg
x
Vacancy Rate
14.8%+44% vs US avg
x
Broadband Access
93.5%+7% vs US avg
x
4+ Bedrooms
10.0%-32% vs US avg
x
Built Pre-1939
3.3%-74% vs US avg
x
Built Post-2014
7.8%+13% vs US avg
x
Rent Burden >30%
3.0%-94% vs US avg
x
Mortgage-Free
48.2%+26% vs US avg
x
$167,000
Home Value
$558
Rent
1952
Year Built
2011
Moved In

Residents have lived here since ~2011 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached91.5%
  • 1-unit attached0.0%
  • 2-9 units5.9%
  • 10+ units0.4%
  • Mobile home & other2.2%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$167,000
Median rent$558
Owner-occupied85.7%
Vacant14.8%
Price-to-income2.2x
Est. income to buy$46,000