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McIntire city, IA

ZIP 50455 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Working ClassLow Snow AreaRemote Work Hub

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 50455

Median Home Value
$118,500
Median Rent
$419
Affordability Snapshot
$33,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$761/mo PITI).

10%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

2.3x
Home Price-to-Income Ratio

Below 3x — relatively affordable housing market.

23.6 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 50455 in McIntire city, IA, a household would need roughly $33,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $761. That sits below the local median household income ($52,222), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 13% — check local market conditions.

Heating Fuel
Housing Metrics

Historic housing stock (25% built before 1939)

Owner Occupied
95.1%+45% vs US avg
x
Vacancy Rate
13.3%+29% vs US avg
x
Broadband Access
81.3%-7% vs US avg
x
4+ Bedrooms
7.2%-51% vs US avg
x
Built Pre-1939
24.7%+93% vs US avg
x
Built Post-2014
0.0%
x
Rent Burden >30%
71.4%+44% vs US avg
x
Mortgage-Free
69.3%+82% vs US avg
x
$118,500
Home Value
$419
Rent
1940
Year Built
1998
Moved In

Residents have lived here since ~1998 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached92.8%
  • 1-unit attached0.0%
  • 2-9 units4.2%
  • 10+ units0.0%
  • Mobile home & other3.0%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$118,500
Median rent$419
Owner-occupied95.1%
Vacant13.3%
Price-to-income2.3x
Est. income to buy$33,000