ZIP Code 50434 — Fertile city, IA Demographics & Data

ZIP code 50434 covers Fertile, IA in Worth County with a population of about 424.

At a glance, the area shows median age of 57.6 versus a U.S. median of about 38.9.

It sits in telephone area code 641; U.S. House district IA-2; the ROCHESTR - MASON CITY - AUSTIN media market.

Fertile, IA fits a retirement-oriented profile (older median age or known retirement-community context). Residents and relocators commonly research healthcare access, everyday amenities (dining, personal services), and housing costs rather than tech or campus life.

On socioeconomic markers, US5 shows a poverty rate of 24.3%; unemployment rate near 0.0%; 19.6% of adults with a bachelor’s degree or higher (about 14.1 points below the national share (33.7%)).

Labor and commute patterns include leading industry context around Manufacturing, Healthcare, and Construction; about 14.4% of workers reporting work-from-home (roughly in line with the U.S. share (15.2%)); a mean commute of about 148.0 minutes (U.S. average near 26.8).

Housing tenure and rents show median gross rent around $534 (about 54% below the U.S. median rent ($1,163)), and owner-occupancy near 94.2% (about 28.8 points above the national owner-occupancy rate (65.4%)).

FEMA’s National Risk Index rates natural-hazard risk for Fertile city, IA as Very Low (composite score 9.9), which is relatively lower than many U.S. communities. The strongest component scores on US5 are flood (10.7) and wildfire (3.2). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Fertile city, IA show little to no average snow and around 35.9 inches of annual precipitation.

IRS migration statistics show a net inflow of about 24 for ZIP 50434 (Fertile city, IA) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.