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Urbandale city, IA

ZIP 50323 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

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Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 50323

Median Home Value
$456,600
Median Rent
$1,361
Affordability Snapshot
$126,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$2,933/mo PITI).

9%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

2.6x
Home Price-to-Income Ratio

Below 3x — relatively affordable housing market.

28.0 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 50323 in Urbandale city, IA, a household would need roughly $126,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $2,933. That sits below the local median household income ($173,659), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Mostly owner-occupied, low vacancy — stable housing market.

Heating Fuel
Housing Metrics
Owner Occupied
88.3%+35% vs US avg
x
Vacancy Rate
4.1%-60% vs US avg
x
Broadband Access
95.3%+10% vs US avg
x
4+ Bedrooms
28.0%+89% vs US avg
x
Built Pre-1939
0.0%
x
Built Post-2014
5.0%-28% vs US avg
x
Rent Burden >30%
5.2%-89% vs US avg
x
Mortgage-Free
22.8%-40% vs US avg
x
$456,600
Home Value
$1,361
Rent
2008
Year Built
2014
Moved In

Residents have lived here since ~2014 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached80.4%
  • 1-unit attached10.8%
  • 2-9 units0.0%
  • 10+ units8.2%
  • Mobile home & other0.6%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$456,600
Median rent$1,361
Owner-occupied88.3%
Vacant4.1%
Price-to-income2.6x
Est. income to buy$126,000