ZIP Code 50316 — Des Moines city, IA Demographics & Data

ZIP code 50316 covers Des Moines, IA in Polk County with a population of about 16,188.

At a glance, the area shows median age of 31.7 versus a U.S. median of about 38.9.

It sits in telephone area code 515; U.S. House district IA-3; the DES MOINES - AMES media market.

Des Moines, IA sits in a university / college context (near grand view university (0.8 mi)). Expect stronger interest in student housing, rentals, walkability, transit, and a younger adult age mix versus typical suburban ZIPs.

Median household income in ZIP 50316 is about $53,090 — about 29% below the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 19.3%; unemployment rate near 6.7%; 12.7% of adults with a bachelor’s degree or higher (about 21.0 points below the national share (33.7%)).

Labor and commute patterns include leading industry context around Manufacturing, Construction, and Healthcare; about 7.5% of workers reporting work-from-home (about 7.7 points below the U.S. share (15.2%)); a mean commute of about 180.0 minutes (U.S. average near 26.8).

Median home value is about $137,300 — about 61% below the U.S. median home value ($348,079).

Housing tenure and rents show median gross rent around $815 (about 30% below the U.S. median rent ($1,163)), and owner-occupancy near 66.5% (about 1.1 points above the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 50316 in Des Moines, IA, a household would need roughly $38,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $882. That sits below the local median household income ($53,090), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Des Moines city, IA as Relatively Moderate (composite score 92.0), which is among the highest nationally. The strongest component scores on US5 are flood (92.1) and wildfire (57.7). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Des Moines city, IA show little to no average snow and around 36.5 inches of annual precipitation.

IRS migration statistics show a net inflow of about 929 for ZIP 50316 (Des Moines city, IA) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.