ZIP Code 50218 — Patterson city, IA Demographics & Data

ZIP code 50218 covers Patterson, IA in Madison County with a population of about 293.

At a glance, the area shows median age of 40.8 versus a U.S. median of about 38.9.

It sits in telephone area code 515; U.S. House district IA-3; the DES MOINES - AMES media market.

Median household income in ZIP 50218 is about $71,786 — about 4% below the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 4.4%; unemployment rate near 0.0%; 8.5% of adults with a bachelor’s degree or higher (about 25.2 points below the national share (33.7%)).

Labor and commute patterns include leading industry context around Construction, Retail trade, and Finance and insurance; about 5.0% of workers reporting work-from-home (about 10.2 points below the U.S. share (15.2%)); a mean commute of about 171.0 minutes (U.S. average near 26.8).

Median home value is about $106,600 — about 69% below the U.S. median home value ($348,079).

Housing tenure and rents show owner-occupancy near 95.2% (about 29.8 points above the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 50218 in Patterson, IA, a household would need roughly $29,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $685. That sits below the local median household income ($71,786), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Patterson city, IA as Very Low (composite score 35.5), which is relatively lower than many U.S. communities. The strongest component scores on US5 are wildfire (59.9) and flood (36.6). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Patterson city, IA show little to no average snow and around 34.8 inches of annual precipitation.

IRS migration statistics show a net inflow of about 17 for ZIP 50218 (Patterson city, IA) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.