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Newton city, IA

ZIP 50208 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 50208

Median Home Value
$161,900
Median Rent
$670
Affordability Snapshot
$45,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$1,040/mo PITI).

13%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

2.7x
Home Price-to-Income Ratio

Below 3x — relatively affordable housing market.

20.1 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 50208 in Newton city, IA, a household would need roughly $45,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,040. That sits below the local median household income ($61,064), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 10% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
69.3%+6% vs US avg
x
Vacancy Rate
10.3%-0% vs US avg
x
Broadband Access
92.1%+6% vs US avg
x
4+ Bedrooms
5.5%-63% vs US avg
x
Built Pre-1939
3.4%-73% vs US avg
x
Built Post-2014
0.4%-94% vs US avg
x
Rent Burden >30%
18.6%-63% vs US avg
x
Mortgage-Free
39.3%+3% vs US avg
x
$161,900
Home Value
$670
Rent
1965
Year Built
2012
Moved In

Residents have lived here since ~2012 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached72.9%
  • 1-unit attached2.7%
  • 2-9 units13.8%
  • 10+ units9.3%
  • Mobile home & other1.4%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$161,900
Median rent$670
Owner-occupied69.3%
Vacant10.3%
Price-to-income2.7x
Est. income to buy$45,000