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Jefferson city, IA

ZIP 50129 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Working ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 50129

Median Home Value
$154,700
Median Rent
$555
Affordability Snapshot
$43,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$994/mo PITI).

12%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

2.7x
Home Price-to-Income Ratio

Below 3x — relatively affordable housing market.

23.2 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 50129 in Jefferson city, IA, a household would need roughly $43,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $994. That sits below the local median household income ($56,956), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Owner-occupied majority; balanced tenure mix.

Heating Fuel
Housing Metrics
Owner Occupied
73.1%+12% vs US avg
x
Vacancy Rate
7.9%-23% vs US avg
x
Broadband Access
87.2%+0% vs US avg
x
4+ Bedrooms
2.3%-85% vs US avg
x
Built Pre-1939
7.4%-42% vs US avg
x
Built Post-2014
1.0%-85% vs US avg
x
Rent Burden >30%
23.1%-53% vs US avg
x
Mortgage-Free
45.2%+18% vs US avg
x
$154,700
Home Value
$555
Rent
1957
Year Built
2011
Moved In

Residents have lived here since ~2011 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached77.0%
  • 1-unit attached4.1%
  • 2-9 units14.9%
  • 10+ units2.1%
  • Mobile home & other1.9%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$154,700
Median rent$555
Owner-occupied73.1%
Vacant7.9%
Price-to-income2.7x
Est. income to buy$43,000