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Guthrie Center city, IA

ZIP 50115 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 50115

Median Home Value
$139,600
Median Rent
$600
Affordability Snapshot
$38,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$897/mo PITI).

10%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

2.0x
Home Price-to-Income Ratio

Below 3x — relatively affordable housing market.

19.4 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 50115 in Guthrie Center city, IA, a household would need roughly $38,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $897. That sits below the local median household income ($70,952), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Owner-occupied majority; balanced tenure mix.

Heating Fuel
Housing Metrics
Owner Occupied
80.0%+22% vs US avg
x
Vacancy Rate
9.2%-10% vs US avg
x
Broadband Access
86.1%-1% vs US avg
x
4+ Bedrooms
6.5%-56% vs US avg
x
Built Pre-1939
5.5%-57% vs US avg
x
Built Post-2014
0.2%-97% vs US avg
x
Rent Burden >30%
13.9%-72% vs US avg
x
Mortgage-Free
43.1%+13% vs US avg
x
$139,600
Home Value
$600
Rent
1948
Year Built
2011
Moved In

Residents have lived here since ~2011 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached91.1%
  • 1-unit attached0.3%
  • 2-9 units4.7%
  • 10+ units3.0%
  • Mobile home & other1.0%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$139,600
Median rent$600
Owner-occupied80.0%
Vacant9.2%
Price-to-income2.0x
Est. income to buy$38,000