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Carlisle city, IA

ZIP 50047 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Upper Middle ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 50047

Median Home Value
$223,400
Median Rent
$857
Affordability Snapshot
$61,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$1,435/mo PITI).

10%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

2.2x
Home Price-to-Income Ratio

Below 3x — relatively affordable housing market.

21.7 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 50047 in Carlisle city, IA, a household would need roughly $61,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,435. That sits below the local median household income ($101,345), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Mostly owner-occupied, low vacancy — stable housing market.

Heating Fuel
Housing Metrics
Owner Occupied
82.5%+26% vs US avg
x
Vacancy Rate
4.3%-58% vs US avg
x
Broadband Access
87.0%-0% vs US avg
x
4+ Bedrooms
7.9%-47% vs US avg
x
Built Pre-1939
2.7%-79% vs US avg
x
Built Post-2014
1.5%-78% vs US avg
x
Rent Burden >30%
11.2%-78% vs US avg
x
Mortgage-Free
28.9%-24% vs US avg
x
$223,400
Home Value
$857
Rent
1973
Year Built
2014
Moved In

Residents have lived here since ~2014 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached86.9%
  • 1-unit attached2.3%
  • 2-9 units3.8%
  • 10+ units2.1%
  • Mobile home & other4.9%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$223,400
Median rent$857
Owner-occupied82.5%
Vacant4.3%
Price-to-income2.2x
Est. income to buy$61,000