ZIP Code 50040 — Boxholm city, IA Demographics & Data

ZIP code 50040 covers Boxholm, IA in Boone County with a population of about 172.

At a glance, the area shows median age of 38.1 (near the U.S. median).

It sits in telephone area code 515; U.S. House district IA-4; the DES MOINES - AMES media market.

Median household income in ZIP 50040 is about $50,313 — about 33% below the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 19.8%; unemployment rate near 7.3%; 6.8% of adults with a bachelor’s degree or higher (about 26.9 points below the national share (33.7%)).

Labor and commute patterns include leading industry context around Wholesale trade, Construction, and Retail trade; a mean commute of about 65.0 minutes (U.S. average near 26.8).

Median home value is about $72,700 — about 79% below the U.S. median home value ($348,079).

Housing tenure and rents show median gross rent around $425 (about 63% below the U.S. median rent ($1,163)), and owner-occupancy near 80.5% (about 15.1 points above the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 50040 in Boxholm, IA, a household would need roughly $20,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $467. That sits below the local median household income ($50,313), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Boxholm city, IA as Very Low (composite score 28.4), which is relatively lower than many U.S. communities. The strongest component scores on US5 are flood (28.8) and wildfire (15.9). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Boxholm city, IA show limited published climate normals on US5.

IRS migration statistics show a net inflow of about 10 for ZIP 50040 (Boxholm city, IA) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.