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Ankeny city, IA

ZIP 50021 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle ClassLow Snow AreaRemote Work Hub

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 50021

Median Home Value
$295,000
Median Rent
$1,288
Affordability Snapshot
$81,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$1,895/mo PITI).

16%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

3.0x
Home Price-to-Income Ratio

Below 3x — relatively affordable housing market.

19.1 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 50021 in Ankeny city, IA, a household would need roughly $81,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,895. That sits below the local median household income ($98,847), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Owner-occupied majority; balanced tenure mix.

Heating Fuel
Housing Metrics
Owner Occupied
74.4%+14% vs US avg
x
Vacancy Rate
4.4%-57% vs US avg
x
Broadband Access
93.2%+7% vs US avg
x
4+ Bedrooms
7.3%-51% vs US avg
x
Built Pre-1939
0.6%-96% vs US avg
x
Built Post-2014
4.2%-39% vs US avg
x
Rent Burden >30%
12.9%-74% vs US avg
x
Mortgage-Free
25.6%-33% vs US avg
x
$295,000
Home Value
$1,288
Rent
2002
Year Built
2015
Moved In

Residents have lived here since ~2015 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached61.7%
  • 1-unit attached14.3%
  • 2-9 units6.4%
  • 10+ units15.6%
  • Mobile home & other2.0%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$295,000
Median rent$1,288
Owner-occupied74.4%
Vacant4.4%
Price-to-income3.0x
Est. income to buy$81,000