US5.com
  1. Home
  2. States
  3. Michigan
  4. ZIP 49945
  5. Housing & Real Estate
Lake Linden village, MI

ZIP 49945 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Working ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 49945

Median Home Value
$142,800
Median Rent
$428
Affordability Snapshot
$39,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$917/mo PITI).

10%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

2.7x
Home Price-to-Income Ratio

Below 3x — relatively affordable housing market.

27.8 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 49945 in Lake Linden village, MI, a household would need roughly $39,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $917. That sits below the local median household income ($52,866), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 43% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
77.3%+18% vs US avg
x
Vacancy Rate
42.9%+316% vs US avg
x
Broadband Access
84.7%-3% vs US avg
x
4+ Bedrooms
2.9%-80% vs US avg
x
Built Pre-1939
6.1%-52% vs US avg
x
Built Post-2014
0.9%-87% vs US avg
x
Rent Burden >30%
6.2%-88% vs US avg
x
Mortgage-Free
59.3%+55% vs US avg
x
$142,800
Home Value
$428
Rent
1968
Year Built
2012
Moved In

Residents have lived here since ~2012 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached84.5%
  • 1-unit attached1.0%
  • 2-9 units4.2%
  • 10+ units4.9%
  • Mobile home & other5.4%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$142,800
Median rent$428
Owner-occupied77.3%
Vacant42.9%
Price-to-income2.7x
Est. income to buy$39,000