US5.com
  1. Home
  2. States
  3. Michigan
  4. ZIP 49920
  5. Housing & Real Estate
Crystal Falls city, MI

ZIP 49920 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 49920

Median Home Value
$119,800
Median Rent
$694
Affordability Snapshot
$33,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$770/mo PITI).

14%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

2.0x
Home Price-to-Income Ratio

Below 3x — relatively affordable housing market.

14.4 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 49920 in Crystal Falls city, MI, a household would need roughly $33,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $770. That sits below the local median household income ($61,028), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 41% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
90.4%+38% vs US avg
x
Vacancy Rate
40.9%+297% vs US avg
x
Broadband Access
81.0%-7% vs US avg
x
4+ Bedrooms
3.5%-76% vs US avg
x
Built Pre-1939
8.3%-35% vs US avg
x
Built Post-2014
0.5%-92% vs US avg
x
Rent Burden >30%
24.5%-51% vs US avg
x
Mortgage-Free
59.2%+55% vs US avg
x
$119,800
Home Value
$694
Rent
1970
Year Built
2007
Moved In

Residents have lived here since ~2007 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached90.6%
  • 1-unit attached0.8%
  • 2-9 units1.7%
  • 10+ units2.3%
  • Mobile home & other4.6%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$119,800
Median rent$694
Owner-occupied90.4%
Vacant40.9%
Price-to-income2.0x
Est. income to buy$33,000