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Hubbell CDP, MI

ZIP 49913 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Working ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 49913

Median Home Value
$92,700
Median Rent
$560
Affordability Snapshot
$25,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$595/mo PITI).

13%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

1.8x
Home Price-to-Income Ratio

Below 3x — relatively affordable housing market.

13.8 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 49913 in Hubbell CDP, MI, a household would need roughly $25,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $595. That sits below the local median household income ($50,469), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 21% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
77.6%+19% vs US avg
x
Vacancy Rate
21.0%+104% vs US avg
x
Broadband Access
85.3%-2% vs US avg
x
4+ Bedrooms
4.3%-71% vs US avg
x
Built Pre-1939
6.5%-49% vs US avg
x
Built Post-2014
0.3%-96% vs US avg
x
Rent Burden >30%
25.5%-49% vs US avg
x
Mortgage-Free
49.8%+30% vs US avg
x
$92,700
Home Value
$560
Rent
1938
Year Built
2012
Moved In

Residents have lived here since ~2012 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached78.1%
  • 1-unit attached5.2%
  • 2-9 units9.0%
  • 10+ units4.2%
  • Mobile home & other3.4%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$92,700
Median rent$560
Owner-occupied77.6%
Vacant21.0%
Price-to-income1.8x
Est. income to buy$25,000