ZIP Code 49908 — Baraga village, MI Demographics & Data

ZIP code 49908 covers Baraga, MI in Baraga County with a population of about 3,208.

At a glance, the area shows median age of 38.6 (near the U.S. median).

It sits in telephone area code 906; U.S. House district MI-1; the MARQUETTE media market.

Median household income in ZIP 49908 is about $56,985 — about 24% below the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 12.9%; unemployment rate near 4.6%; 12.2% of adults with a bachelor’s degree or higher (about 21.5 points below the national share (33.7%)).

Labor and commute patterns include leading industry context around Healthcare, Food services, and Retail trade; about 2.9% of workers reporting work-from-home (about 12.3 points below the U.S. share (15.2%)); a mean commute of about 180.0 minutes (U.S. average near 26.8).

Median home value is about $115,800 — about 67% below the U.S. median home value ($348,079).

Housing tenure and rents show median gross rent around $365 (about 69% below the U.S. median rent ($1,163)), and owner-occupancy near 65.8% (roughly in line with the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 49908 in Baraga, MI, a household would need roughly $32,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $744. That sits below the local median household income ($56,985), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Baraga village, MI as Very Low (composite score 10.7), which is relatively lower than many U.S. communities. The strongest component scores on US5 are wildfire (15.1) and flood (13.3). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Baraga village, MI show little to no average snow.

IRS migration statistics show a net inflow of about 126 for ZIP 49908 (Baraga village, MI) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.