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Gladstone city, MI

ZIP 49837 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 49837

Median Home Value
$145,300
Median Rent
$642
Affordability Snapshot
$40,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$933/mo PITI).

12%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

2.2x
Home Price-to-Income Ratio

Below 3x — relatively affordable housing market.

18.9 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 49837 in Gladstone city, MI, a household would need roughly $40,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $933. That sits below the local median household income ($65,905), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 11% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
84.2%+29% vs US avg
x
Vacancy Rate
10.7%+4% vs US avg
x
Broadband Access
90.9%+5% vs US avg
x
4+ Bedrooms
4.1%-72% vs US avg
x
Built Pre-1939
4.0%-69% vs US avg
x
Built Post-2014
0.5%-92% vs US avg
x
Rent Burden >30%
25.0%-50% vs US avg
x
Mortgage-Free
49.6%+30% vs US avg
x
$145,300
Home Value
$642
Rent
1976
Year Built
2010
Moved In

Residents have lived here since ~2010 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached78.6%
  • 1-unit attached2.0%
  • 2-9 units2.8%
  • 10+ units5.1%
  • Mobile home & other11.5%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$145,300
Median rent$642
Owner-occupied84.2%
Vacant10.7%
Price-to-income2.2x
Est. income to buy$40,000