What to know about ZIP 49761
ZIP code 49761 covers ZIP 49761 with a population of about 2,608.
At a glance, the area shows median age of 54.8 versus a U.S. median of about 38.9.
It sits in the TRAVERSE CITY - CADILLAC media market.
Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.
ZIP code 49761 covers ZIP 49761 with a population of about 2,608.
At a glance, the area shows median age of 54.8 versus a U.S. median of about 38.9.
It sits in the TRAVERSE CITY - CADILLAC media market.
ZIP 49761 fits a retirement-oriented profile (high share of residents 65+ (35.8%)). Residents and relocators commonly research healthcare access, everyday amenities (dining, personal services), and housing costs rather than tech or campus life.
Median household income in ZIP 49761 is about $83,013 — about 10% above the U.S. median ($75,149).
On socioeconomic markers, US5 shows a poverty rate of 4.9%; unemployment rate near 5.3%; 30.2% of adults with a bachelor’s degree or higher (about 3.5 points below the national share (33.7%)).
Labor and commute patterns include leading industry context around Healthcare, Construction, and Retail trade; about 10.1% of workers reporting work-from-home (about 5.1 points below the U.S. share (15.2%)); a mean commute of about 180.0 minutes (U.S. average near 26.8).
Median home value is about $225,517 — about 35% below the U.S. median home value ($348,079).
Housing tenure and rents show median gross rent around $744 (about 36% below the U.S. median rent ($1,163)), and owner-occupancy near 92.4% (about 27.0 points above the national owner-occupancy rate (65.4%)).
To comfortably buy a median-priced home in ZIP 49761, a household would need roughly $62,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,449. That sits below the local median household income ($83,013), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.