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ZIP Code 49761 — undefined, undefined Demographics & Data

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle Class

At a glance

Population
2,608
Density
N/A
Median income
$83,013
+10% vs US avg
Home value
$225,517
-35% vs US avg
Median rent
$744
-36% vs US avg
Timezone
N/A

Overview of ZIP Code 49761

RetirementRetirement-oriented community
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What to know about ZIP 49761

ZIP code 49761 covers ZIP 49761 with a population of about 2,608.

At a glance, the area shows median age of 54.8 versus a U.S. median of about 38.9.

It sits in the TRAVERSE CITY - CADILLAC media market.

Local search focus: Retirement

ZIP 49761 fits a retirement-oriented profile (high share of residents 65+ (35.8%)). Residents and relocators commonly research healthcare access, everyday amenities (dining, personal services), and housing costs rather than tech or campus life.

Income and economy in ZIP 49761

Median household income in ZIP 49761 is about $83,013 — about 10% above the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 4.9%; unemployment rate near 5.3%; 30.2% of adults with a bachelor’s degree or higher (about 3.5 points below the national share (33.7%)).

Labor and commute patterns include leading industry context around Healthcare, Construction, and Retail trade; about 10.1% of workers reporting work-from-home (about 5.1 points below the U.S. share (15.2%)); a mean commute of about 180.0 minutes (U.S. average near 26.8).

Housing and affordability in ZIP 49761

Median home value is about $225,517 — about 35% below the U.S. median home value ($348,079).

Housing tenure and rents show median gross rent around $744 (about 36% below the U.S. median rent ($1,163)), and owner-occupancy near 92.4% (about 27.0 points above the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 49761, a household would need roughly $62,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,449. That sits below the local median household income ($83,013), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.