ZIP Code 49615 — Bellaire village, MI Demographics & Data

ZIP code 49615 covers Bellaire, MI in Antrim County with a population of about 4,077.

At a glance, the area shows median age of 58.4 versus a U.S. median of about 38.9.

It sits in telephone area code 231; U.S. House district MI-1; the TRAVERSE CITY - CADILLAC media market.

Bellaire, MI fits a retirement-oriented profile (older median age or known retirement-community context). Residents and relocators commonly research healthcare access, everyday amenities (dining, personal services), and housing costs rather than tech or campus life.

Median household income in ZIP 49615 is about $78,750 — about 5% above the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 7.8%; unemployment rate near 3.9%; 43.9% of adults with a bachelor’s degree or higher (about 10.2 points above the national share (33.7%)).

Labor and commute patterns include leading industry context around Manufacturing, Healthcare, and Education; about 16.9% of workers reporting work-from-home (about 1.8 points above the U.S. share (15.2%)); a mean commute of about 180.0 minutes (U.S. average near 26.8).

Median home value is about $257,000 — about 26% below the U.S. median home value ($348,079).

Housing tenure and rents show median gross rent around $675 (about 42% below the U.S. median rent ($1,163)), and owner-occupancy near 86.1% (about 20.7 points above the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 49615 in Bellaire, MI, a household would need roughly $71,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,651. That is roughly in line with the local median household income ($78,750). Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Bellaire village, MI as Very Low (composite score 25.8), which is relatively lower than many U.S. communities. The strongest component scores on US5 are flood (38.6) and wildfire (26.1). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Bellaire village, MI show little to no average snow and around 32.8 inches of annual precipitation.

IRS migration statistics show a net inflow of about 160 for ZIP 49615 (Bellaire village, MI) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.