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ZIP 49516 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle Class

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 49516

Median Home Value
$285,100
Median Rent
$1,274
Affordability Snapshot
$78,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$1,831/mo PITI).

16%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

3.0x
Home Price-to-Income Ratio

Below 3x — relatively affordable housing market.

18.6 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 49516, a household would need roughly $78,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,831. That sits below the local median household income ($95,398), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Owner-occupied majority; balanced tenure mix.

Heating Fuel
Housing Metrics
Owner Occupied
62.6%-4% vs US avg
x
Vacancy Rate
9.1%-12% vs US avg
x
Broadband Access
98.0%+13% vs US avg
x
4+ Bedrooms
5.5%-63% vs US avg
x
Built Pre-1939
8.4%-35% vs US avg
x
Built Post-2014
0.0%
x
Rent Burden >30%
18.6%-63% vs US avg
x
Mortgage-Free
49.3%+29% vs US avg
x
$285,100
Home Value
$1,274
Rent
1938
Year Built
2013
Moved In

Residents have lived here since ~2013 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached57.0%
  • 1-unit attached0.5%
  • 2-9 units32.8%
  • 10+ units9.7%
  • Mobile home & other0.0%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$285,100
Median rent$1,274
Owner-occupied62.6%
Vacant9.1%
Price-to-income3.0x
Est. income to buy$78,000