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Scottville city, MI

ZIP 49454 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Working ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 49454

Median Home Value
$174,000
Median Rent
$674
Affordability Snapshot
$48,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$1,118/mo PITI).

14%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

3.1x
Home Price-to-Income Ratio

Within the typical 3-5x range for home affordability.

21.5 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 49454 in Scottville city, MI, a household would need roughly $48,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,118. That sits below the local median household income ($56,643), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 12% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
76.3%+17% vs US avg
x
Vacancy Rate
12.4%+21% vs US avg
x
Broadband Access
80.8%-7% vs US avg
x
4+ Bedrooms
4.2%-71% vs US avg
x
Built Pre-1939
5.3%-58% vs US avg
x
Built Post-2014
0.1%-98% vs US avg
x
Rent Burden >30%
27.3%-45% vs US avg
x
Mortgage-Free
46.7%+22% vs US avg
x
$174,000
Home Value
$674
Rent
1973
Year Built
2012
Moved In

Residents have lived here since ~2012 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached77.3%
  • 1-unit attached1.0%
  • 2-9 units7.2%
  • 10+ units2.3%
  • Mobile home & other12.3%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$174,000
Median rent$674
Owner-occupied76.3%
Vacant12.4%
Price-to-income3.1x
Est. income to buy$48,000