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Montague city, MI

ZIP 49437 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 49437

Median Home Value
$201,100
Median Rent
$628
Affordability Snapshot
$55,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$1,292/mo PITI).

10%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

2.6x
Home Price-to-Income Ratio

Below 3x — relatively affordable housing market.

26.7 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 49437 in Montague city, MI, a household would need roughly $55,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,292. That sits below the local median household income ($77,224), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 20% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
88.0%+35% vs US avg
x
Vacancy Rate
20.0%+94% vs US avg
x
Broadband Access
88.9%+2% vs US avg
x
4+ Bedrooms
5.8%-60% vs US avg
x
Built Pre-1939
3.4%-74% vs US avg
x
Built Post-2014
0.8%-89% vs US avg
x
Rent Burden >30%
12.9%-74% vs US avg
x
Mortgage-Free
46.8%+22% vs US avg
x
$201,100
Home Value
$628
Rent
1974
Year Built
2011
Moved In

Residents have lived here since ~2011 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached86.6%
  • 1-unit attached0.5%
  • 2-9 units2.7%
  • 10+ units4.2%
  • Mobile home & other6.1%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$201,100
Median rent$628
Owner-occupied88.0%
Vacant20.0%
Price-to-income2.6x
Est. income to buy$55,000