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Lamont CDP, MI

ZIP 49435 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 49435

Median Home Value
$299,800
Median Rent
$765
Affordability Snapshot
$83,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$1,926/mo PITI).

9%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

3.1x
Home Price-to-Income Ratio

Within the typical 3-5x range for home affordability.

32.7 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 49435 in Lamont CDP, MI, a household would need roughly $83,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,926. That sits below the local median household income ($97,500), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Owner-occupied majority; balanced tenure mix.

Heating Fuel
Housing Metrics
Owner Occupied
92.5%+41% vs US avg
x
Vacancy Rate
8.2%-21% vs US avg
x
Broadband Access
84.8%-2% vs US avg
x
4+ Bedrooms
4.7%-68% vs US avg
x
Built Pre-1939
2.9%-78% vs US avg
x
Built Post-2014
1.2%-82% vs US avg
x
Rent Burden >30%
0.0%
x
Mortgage-Free
48.2%+26% vs US avg
x
$299,800
Home Value
$765
Rent
1976
Year Built
2007
Moved In

Residents have lived here since ~2007 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached95.4%
  • 1-unit attached1.5%
  • 2-9 units1.6%
  • 10+ units0.0%
  • Mobile home & other1.5%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$299,800
Median rent$765
Owner-occupied92.5%
Vacant8.2%
Price-to-income3.1x
Est. income to buy$83,000