US5.com
  1. Home
  2. States
  3. Michigan
  4. ZIP 49329
  5. Housing & Real Estate
Howard City village, MI

ZIP 49329 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 49329

Median Home Value
$190,900
Median Rent
$616
Affordability Snapshot
$53,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$1,226/mo PITI).

10%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

2.7x
Home Price-to-Income Ratio

Below 3x — relatively affordable housing market.

25.8 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 49329 in Howard City village, MI, a household would need roughly $53,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,226. That sits below the local median household income ($71,585), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 12% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
88.0%+35% vs US avg
x
Vacancy Rate
11.8%+14% vs US avg
x
Broadband Access
81.4%-6% vs US avg
x
4+ Bedrooms
3.6%-76% vs US avg
x
Built Pre-1939
1.2%-90% vs US avg
x
Built Post-2014
0.7%-90% vs US avg
x
Rent Burden >30%
7.7%-85% vs US avg
x
Mortgage-Free
35.0%-8% vs US avg
x
$190,900
Home Value
$616
Rent
1992
Year Built
2012
Moved In

Residents have lived here since ~2012 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached75.5%
  • 1-unit attached0.3%
  • 2-9 units1.9%
  • 10+ units1.2%
  • Mobile home & other21.2%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$190,900
Median rent$616
Owner-occupied88.0%
Vacant11.8%
Price-to-income2.7x
Est. income to buy$53,000