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Cedar Springs city, MI

ZIP 49319 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 49319

Median Home Value
$247,600
Median Rent
$830
Affordability Snapshot
$68,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$1,591/mo PITI).

13%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

3.2x
Home Price-to-Income Ratio

Within the typical 3-5x range for home affordability.

24.9 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 49319 in Cedar Springs city, MI, a household would need roughly $68,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,591. That sits below the local median household income ($78,247), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Mostly owner-occupied, low vacancy — stable housing market.

Heating Fuel
Housing Metrics
Owner Occupied
90.0%+38% vs US avg
x
Vacancy Rate
2.6%-75% vs US avg
x
Broadband Access
89.7%+3% vs US avg
x
4+ Bedrooms
6.3%-58% vs US avg
x
Built Pre-1939
4.7%-63% vs US avg
x
Built Post-2014
0.3%-96% vs US avg
x
Rent Burden >30%
38.3%-23% vs US avg
x
Mortgage-Free
36.9%-3% vs US avg
x
$247,600
Home Value
$830
Rent
1992
Year Built
2008
Moved In

Residents have lived here since ~2008 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached78.5%
  • 1-unit attached1.5%
  • 2-9 units5.1%
  • 10+ units0.6%
  • Mobile home & other14.3%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$247,600
Median rent$830
Owner-occupied90.0%
Vacant2.6%
Price-to-income3.2x
Est. income to buy$68,000