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, MI

ZIP 49302 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Upper Middle ClassLow Snow AreaRemote Work Hub

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 49302

Median Home Value
$387,100
Median Rent
$901
Affordability Snapshot
$107,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$2,487/mo PITI).

9%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

3.1x
Home Price-to-Income Ratio

Within the typical 3-5x range for home affordability.

35.8 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 49302 in MI, a household would need roughly $107,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $2,487. That sits below the local median household income ($125,264), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Mostly owner-occupied, low vacancy — stable housing market.

Heating Fuel
Housing Metrics
Owner Occupied
96.6%+48% vs US avg
x
Vacancy Rate
3.2%-69% vs US avg
x
Broadband Access
95.2%+9% vs US avg
x
4+ Bedrooms
15.3%+4% vs US avg
x
Built Pre-1939
0.5%-96% vs US avg
x
Built Post-2014
3.4%-51% vs US avg
x
Rent Burden >30%
20.8%-58% vs US avg
x
Mortgage-Free
29.3%-23% vs US avg
x
$387,100
Home Value
$901
Rent
1991
Year Built
2010
Moved In

Residents have lived here since ~2010 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached98.7%
  • 1-unit attached0.0%
  • 2-9 units0.2%
  • 10+ units0.0%
  • Mobile home & other1.1%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$387,100
Median rent$901
Owner-occupied96.6%
Vacant3.2%
Price-to-income3.1x
Est. income to buy$107,000