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Napoleon CDP, MI

ZIP 49261 — Climate & Environment

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle ClassLow Snow Area

Climate, disaster risk, air quality, and environmental safety

Environment & Risk in ZIP Code 49261

Disaster Risk (FEMA NRI)

County-linked natural hazard risk from FEMA National Risk Index — useful for comparing insurance and disaster exposure.

FEMA’s National Risk Index rates natural-hazard risk for Napoleon CDP, MI as Relatively Low (composite score 76.5), which is elevated versus much of the country. The strongest component scores on US5 are flood (77.1) and hurricane (39.5). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Overall rating
Relatively Low
Risk index
76.5
Flood risk
77.1
Wildfire risk
32.9
Hurricane risk
39.5
Earthquake risk
68.1
Tornado risk
93.6
Winter weather risk
70.9
Hail risk
87.9

Climate & Weather in ZIP Code 49261

Climate normals for Napoleon CDP, MI show little to no average snow and around 33.6 inches of annual precipitation. Pair that with FEMA NRI hazard context (overall rating Relatively Low) when evaluating long-term housing and insurance exposure.

7-day weather forecast

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Sunrise, sunset & moon

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Monthly Temperature

30-year climate normals (avg. monthly temperature)

Climate Data
Hardiness Zone
6a
Annual Snow Days
0
Annual Precipitation
33.58 in
FEMA NRI rating
Relatively Low

Climate & Environment key statistics

Climate statistics
Climate
Hardiness zone6a
Annual precip (in)33.58
Snow days0
Broadband access100.0%
Risk & Air Quality statistics
Risk & Air Quality
NRI ratingRelatively Low
NRI risk index76.5
Flood risk (NRI)77.1
Wildfire risk (NRI)32.9
Hurricane risk (NRI)39.5
IRS net migration10