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South Haven city, MI

ZIP 49090 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 49090

Median Home Value
$251,500
Median Rent
$722
Affordability Snapshot
$69,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$1,616/mo PITI).

13%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

3.9x
Home Price-to-Income Ratio

Within the typical 3-5x range for home affordability.

29.0 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 49090 in South Haven city, MI, a household would need roughly $69,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,616. That is roughly in line with the local median household income ($64,643). Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 34% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
78.1%+19% vs US avg
x
Vacancy Rate
34.1%+231% vs US avg
x
Broadband Access
85.5%-2% vs US avg
x
4+ Bedrooms
8.5%-43% vs US avg
x
Built Pre-1939
6.8%-47% vs US avg
x
Built Post-2014
0.4%-94% vs US avg
x
Rent Burden >30%
38.0%-24% vs US avg
x
Mortgage-Free
46.7%+22% vs US avg
x
$251,500
Home Value
$722
Rent
1974
Year Built
2010
Moved In

Residents have lived here since ~2010 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached73.2%
  • 1-unit attached2.6%
  • 2-9 units6.2%
  • 10+ units7.5%
  • Mobile home & other10.6%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$251,500
Median rent$722
Owner-occupied78.1%
Vacant34.1%
Price-to-income3.9x
Est. income to buy$69,000