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Bangor city, MI

ZIP 49013 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Working ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 49013

Median Home Value
$140,100
Median Rent
$583
Affordability Snapshot
$39,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$900/mo PITI).

12%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

2.4x
Home Price-to-Income Ratio

Below 3x — relatively affordable housing market.

20.0 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 49013 in Bangor city, MI, a household would need roughly $39,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $900. That sits below the local median household income ($58,264), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 14% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
79.5%+21% vs US avg
x
Vacancy Rate
14.3%+39% vs US avg
x
Broadband Access
83.6%-4% vs US avg
x
4+ Bedrooms
2.9%-80% vs US avg
x
Built Pre-1939
10.8%-16% vs US avg
x
Built Post-2014
0.4%-94% vs US avg
x
Rent Burden >30%
20.8%-58% vs US avg
x
Mortgage-Free
48.2%+26% vs US avg
x
$140,100
Home Value
$583
Rent
1970
Year Built
2011
Moved In

Residents have lived here since ~2011 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached76.9%
  • 1-unit attached0.8%
  • 2-9 units8.2%
  • 10+ units2.1%
  • Mobile home & other12.0%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$140,100
Median rent$583
Owner-occupied79.5%
Vacant14.3%
Price-to-income2.4x
Est. income to buy$39,000