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Allegan city, MI

ZIP 49010 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 49010

Median Home Value
$204,200
Median Rent
$895
Affordability Snapshot
$56,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$1,312/mo PITI).

15%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

2.8x
Home Price-to-Income Ratio

Below 3x — relatively affordable housing market.

19.0 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 49010 in Allegan city, MI, a household would need roughly $56,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,312. That sits below the local median household income ($72,361), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Owner-occupied majority; balanced tenure mix.

Heating Fuel
Housing Metrics
Owner Occupied
85.2%+30% vs US avg
x
Vacancy Rate
9.0%-12% vs US avg
x
Broadband Access
88.6%+2% vs US avg
x
4+ Bedrooms
3.8%-74% vs US avg
x
Built Pre-1939
5.7%-56% vs US avg
x
Built Post-2014
1.4%-80% vs US avg
x
Rent Burden >30%
18.1%-63% vs US avg
x
Mortgage-Free
38.9%+2% vs US avg
x
$204,200
Home Value
$895
Rent
1973
Year Built
2012
Moved In

Residents have lived here since ~2012 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached82.1%
  • 1-unit attached1.0%
  • 2-9 units2.5%
  • 10+ units5.4%
  • Mobile home & other9.0%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$204,200
Median rent$895
Owner-occupied85.2%
Vacant9.0%
Price-to-income2.8x
Est. income to buy$56,000