ZIP Code 49009 — Kalamazoo city, MI Demographics & Data

ZIP code 49009 covers Kalamazoo, MI in Kalamazoo County with a population of about 47,606.

At a glance, the area shows median age of 37.1 versus a U.S. median of about 38.9.

It sits in telephone area code 269; U.S. House district MI-4; the GRAND RAPIDS - KALMZOO - B. CRK media market.

Median household income in ZIP 49009 is about $82,364 — about 10% above the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 11.1%; unemployment rate near 6.3%; 50.1% of adults with a bachelor’s degree or higher (about 16.4 points above the national share (33.7%)).

Labor and commute patterns include leading industry context around Manufacturing, Healthcare, and Retail trade; about 14.5% of workers reporting work-from-home (roughly in line with the U.S. share (15.2%)); a mean commute of about 180.0 minutes (U.S. average near 26.8).

Median home value is about $330,300 — about 5% below the U.S. median home value ($348,079).

Housing tenure and rents show median gross rent around $926 (about 20% below the U.S. median rent ($1,163)), and owner-occupancy near 64.5% (roughly in line with the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 49009 in Kalamazoo, MI, a household would need roughly $91,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $2,122. That is roughly in line with the local median household income ($82,364). Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Kalamazoo city, MI as Relatively Moderate (composite score 81.7), which is elevated versus much of the country. The strongest component scores on US5 are flood (83.1) and hurricane (44.5). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Kalamazoo city, MI show little to no average snow and around 33.2 inches of annual precipitation.

IRS migration statistics show a net inflow of about 1,863 for ZIP 49009 (Kalamazoo city, MI) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.