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Kalamazoo city, MI

ZIP 49006 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Working ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 49006

Median Home Value
$198,000
Median Rent
$896
Affordability Snapshot
$55,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$1,272/mo PITI).

24%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

4.3x
Home Price-to-Income Ratio

Within the typical 3-5x range for home affordability.

18.4 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 49006 in Kalamazoo city, MI, a household would need roughly $55,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,272. That is about 21% above the local median household income ($45,617), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Diverse housing tenure.

Heating Fuel
Housing Metrics
Owner Occupied
33.1%-49% vs US avg
x
Vacancy Rate
8.5%-17% vs US avg
x
Broadband Access
82.9%-5% vs US avg
x
4+ Bedrooms
2.8%-81% vs US avg
x
Built Pre-1939
6.1%-52% vs US avg
x
Built Post-2014
0.3%-96% vs US avg
x
Rent Burden >30%
29.5%-41% vs US avg
x
Mortgage-Free
40.3%+5% vs US avg
x
$198,000
Home Value
$896
Rent
1975
Year Built
2019
Moved In

Residents have lived here since ~2019 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached38.0%
  • 1-unit attached3.0%
  • 2-9 units22.9%
  • 10+ units35.2%
  • Mobile home & other1.0%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$198,000
Median rent$896
Owner-occupied33.1%
Vacant8.5%
Price-to-income4.3x
Est. income to buy$55,000