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ZIP 49003 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Working Class

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 49003

Median Home Value
$104,700
Median Rent
$773
Affordability Snapshot
$29,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$673/mo PITI).

16%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

1.9x
Home Price-to-Income Ratio

Below 3x — relatively affordable housing market.

11.3 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 49003, a household would need roughly $29,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $673. That sits below the local median household income ($56,420), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Mostly owner-occupied, low vacancy — stable housing market.

Heating Fuel
Housing Metrics

Historic housing stock (24% built before 1939)

Owner Occupied
75.1%+15% vs US avg
x
Vacancy Rate
3.6%-65% vs US avg
x
Broadband Access
95.5%+10% vs US avg
x
4+ Bedrooms
0.0%
x
Built Pre-1939
24.0%+87% vs US avg
x
Built Post-2014
0.0%
x
Rent Burden >30%
10.1%-80% vs US avg
x
Mortgage-Free
25.6%-33% vs US avg
x
$104,700
Home Value
$773
Rent
1938
Year Built
2012
Moved In

Residents have lived here since ~2012 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached94.1%
  • 1-unit attached1.2%
  • 2-9 units4.7%
  • 10+ units0.0%
  • Mobile home & other0.0%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$104,700
Median rent$773
Owner-occupied75.1%
Vacant3.6%
Price-to-income1.9x
Est. income to buy$29,000